It was out of the question that she should put any more household work upon herself. No, the hardship must fall on him, for he was determined that his family should have as many chances of distinguishing themselves as other families had—as the Hilberys had, for example. He believed secretly and rather defiantly, for it was a fact not capable of proof, that there was something very remarkable about his family. 

 “If mother won’t run risks—” 

 “You really can’t expect her to sell out again.” 

 “She ought to look upon it as an investment; but if she won’t, we must find some other way, that’s all.” 

 A threat was contained in this sentence, and Joan knew, without asking, what the threat was. In the course of his professional life, which now extended over six or seven years, Ralph had saved, perhaps, three or four hundred pounds. Considering the sacrifices he had made in order to put by this sum it always amazed Joan to find that he used it to gamble with, buying shares and selling them again, increasing it sometimes, sometimes diminishing it, and always running the risk of losing every penny of it in a day’s disaster. But although she wondered, she could not help loving him the better for his odd combination of Spartan self-control and what appeared to her romantic and childish folly. Ralph interested her more than any one else in the world, and she often broke off in the middle of one of these economic discussions, in spite of their gravity, to consider some fresh aspect of his character. 

 “I think you’d be foolish to risk your money on poor old Charles,” she observed. “Fond as I am of him, he doesn’t seem to me exactly brilliant.... Besides, why should you be sacrificed?” 

 “My dear Joan,” Ralph exclaimed, stretching himself out with a gesture of impatience, “don’t you see that we’ve all got to be sacrificed? What’s the use of denying it? What’s the use of struggling against it? So it always has been, so it always will be. We’ve got no money and we never shall have any money. We shall just turn round in the mill every day of our lives until we drop and die, worn out, as most people do, when one comes to think of it.” 

 Joan looked at him, opened her lips as if to speak, and closed them again. Then she said, very tentatively: 

 “Aren’t you happy, Ralph?” 

 “No. Are you? Perhaps I’m as happy as most people, though. God knows 

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