old cashier was out to lunch. His assistant, Lester Armstrong, stepped forward and attended to the matter for the pretty young girl, surely the sweetest and daintiest that he had ever beheld.

That night he dreamed of the lovely, dimpled rosebud face, framed in a mass of golden curls; a pair of bewildering violet eyes, and a gay, musical voice like a chiming of silver bells, and lo! the mischief was done. The next day the assistant cashier made the first mistake of his life over his accounts. The old cashier, Mr. Conway, looked at him grimly from over the tops of his gold-rimmed glasses.

"I hope you have not taken to playing cards nights, Mr. Armstrong," he said. "They are dangerous; avoid them. Wine is still worse, and above all, let me warn you against womankind. They are a snare and a delusion. Avoid them, one and all, as you would a pestilence."

But the warning had come to the handsome young assistant cashier too late.

 

CHAPTER II.

"YOU MUST NOT MARRY HIM—HEAVEN INTENDED YOU FOR ME."

 

Slowly but surely the sturdy engine struggled on through the huge snowdrifts, reaching Beechwood a little after seven, over an hour and a half behind time.

Lester Armstrong swung himself off the rear platform into fully five feet of snow, floundering helplessly about for an instant, while the train plunged onward, and at last struck the path that led up over the hills in the village beyond.

Beechwood consisted of but a few elegant homes owned and occupied by retired New Yorkers of wealth. Horace Fairfax was perhaps the most influential, as well as the wealthiest of these; his magnificent home on the brow of the farthest hill was certainly the most imposing and pretentious.

Lester Armstrong's heart gave a great bound as he came within sight of it, standing like a great castle, with its peaks and gables, and windows all blazing with light and the red glow of inward warmth against its dark background of fir trees more than a century old, and the white wilderness of snow stretching out and losing itself in the darkness beyond.

All heedless of the terrible storm raging about him, the young man paused at the arched gate and looked with sad 

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