xviii. The Greatest Gift 

 xix. Deep Waters 

 xx. Harbor 

[illustrations:  frontispiece key plan] 

illustrations:

     CHARACTERS 

 Sophy: A woman named Smith. 

Sophy:

 Alicia Gaines: Flower o' the Peach. 

Alicia Gaines:

 Nicholas Jelnik: Peacocks and Ivory. 

Nicholas Jelnik:

 Doctor Richard Geddes: Cœur-de-Lion. 

Doctor Richard Geddes:

 The Author: Himself. 

The Author:

 The Secretary: A Pleasant Person. 

The Secretary:

 Miss Emmeline Phelps-Parsons: of Boston, Massachusetts. 

Miss Emmeline Phelps-Parsons:

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