and even reckless, and he had known bitter failure as well as brilliant success; but he was a born experimentalist, and he had always found something to enjoy in the pressure of necessity, even when it was as irritating as the haircloth shirt of the mediæval monk. At one time failure seemed inexorably his portion; ill-luck became his bed-fellow, and whatever he touched he turned, not to gold, but to ashes. His most vivid conception of a supernatural element in the world’s affairs had come to him once when this pertinacity of misfortune was at its climax; there seemed to him something stronger in life than his own will. But the mysterious something could only be the devil, and he was accordingly seized with an intense personal enmity to this impertinent force. He had known what it was to have utterly exhausted his credit, to be unable to raise a dollar, and to find himself at nightfall in a strange city, without a penny to mitigate its strangeness. It was under these circumstances that he made his entrance into San Francisco, the scene, subsequently, of his happiest strokes of fortune. If he did not, like Dr. Franklin in Philadelphia, march along the street munching a penny-loaf, it was only because he had not the penny-loaf necessary to the performance. In his darkest days he had had but one simple, practical impulse—the desire, as he would have phrased it, to see the thing through. He did so at last, buffeted his way into smooth waters, and made money largely. It must be admitted, rather nakedly, that Christopher Newman’s sole aim in life had been to make money; what he had been placed in the world for was, to his own perception, simply to wrest a fortune, the bigger the better, from defiant opportunity. This idea completely filled his horizon and satisfied his imagination. Upon the uses of money, upon what one might do with a life into which one had succeeded in injecting the golden stream, he had up to his thirty-fifth year very scantily reflected. Life had been for him an open game, and he had played for high stakes. He had won at last and carried off his winnings; and now what was he to do with them? He was a man to whom, sooner or later, the question was sure to present itself, and the answer to it belongs to our story. A vague sense that more answers were possible than his philosophy had hitherto dreamt of had already taken possession of him, and it seemed softly and agreeably to deepen as he lounged in this brilliant corner of Paris with his friend. “I must confess,” he presently went on, “that here I don’t feel at all smart. My remarkable talents seem of no use. I feel as simple as a little child, and a little child might take me by the hand and lead me about.”