house," she continued. "The fire was a beacon warning to Dermod's creditors for one thing, and Dermod, already overpowered with debts, fell in a day upon complete ruin. He was drenched by the water hoses besides, and took a chill which nearly killed him, from the effects of which he has never recovered. You will find him a broken man. The estates are let, and Ethne is now living with her father in a little mountain village in Donegal."

Mrs. Adair had not looked at Durrance while she spoke. She kept her eyes fixed steadily in front of her, and indeed she spoke without feeling on one side or the other, but rather like a person constraining herself to speech because speech was a necessity. Nor did she turn to look at Durrance when she had done.

"So she has lost everything?" said Durrance.

"She still has a home in Donegal," returned Mrs. Adair.

"And that means a great deal to her," said Durrance, slowly. "Yes, I think you are right."

"It means," said Mrs. Adair, "that Ethne with all her ill-luck has reason to be envied by many other women."

Durrance did not answer that suggestion directly. He watched the carriages drive past, he listened to the chatter and the laughter of the people about him, his eyes were refreshed by the women in their light-coloured frocks; and all the time his slow mind was working toward the lame expression of his philosophy. Mrs. Adair turned to him with a slight impatience in the end.

"Of what are you thinking?" she asked.

"That women suffer much more than men when the world goes wrong with them," he answered, and the answer was rather a question than a definite assertion. "I know very little, of course. I can only guess. But I think women gather up into themselves what they have been through much more than we do. To them what is past becomes a real part of them, as much a part of them as a limb; to us it's always something external, at the best the rung of a ladder, at the worst a weight on the heel. Don't you think so, too? I phrase the thought badly. But put it this way: Women look backwards, we look ahead; so misfortune hits them harder, eh?"

Mrs. Adair answered in her own way. She did not expressly agree. But a certain humility became audible in her voice.

"The mountain village at which Ethne is 

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