Claire had the vaguest idea as to the amount of her mother’s means, for until the last few years the question of money had never arisen, they had simply decided what they wished to do, without considering the cost, but of late there had been seasons of financial tightness, and the morning on which this history begins had brought a most disagreeable awakening. Mrs Gifford was seated in the salon staring disconsolately at a note which had just arrived by the afternoon post. It was a very disagreeable note, for it stated in brief and callous terms that her account at the bank was overdrawn to the extent of three hundred francs, and politely requested that the deficit should be made good. Claire looked flushed and angry; Mrs Gifford looked pathetic and pale. It seemed, in the first place, quite ludicrous that such a relationship as that of mother and daughter should exist between two women who looked so nearly of an age, and Mrs Gifford’s youthful appearance was a standing joke in the Pension. Every new visitor was questioned by Madame as to the relationship between the two English ladies, and never had one of the number failed to reply “sisters,” and to be convulsed with astonishment when corrected; and in good truth Mrs Gifford was a wonderful specimen of the prolonged youth which is a phenomenon of the present day. She was slight, she was graceful, her waving brown hair was as naturally luxuriant as that of a girl, her complexion was smooth and fair, her pretty features were unchanged, she dressed with good taste, and, though secretly proud of her youthful looks, was never so foolish as to adopt kittenish airs to match. Her manner was quiet, gracious, appealing; a little air of pathos enveloped her like a mist; on strangers she made the impression of a lovely creature who had known suffering. Everybody was kind to Mrs Gifford, and she in return had never been known to utter an unkind word. She had been born with the faculty of loving everybody a little, and no one very much, which—if one comes to think of it—is the most powerful of all factors towards securing an easy life, since it secures the owner from the possibility of keen personal suffering. At the present moment Mrs Gifford did, however, look really perturbed, for, after shutting her eyes to a disagreeable fact, and keeping them shut with much resolution and—it must be added—ease, for many years past, she was now driven to face the truth, and to break it to her daughter into the bargain. “But I don’t understand!” Claire repeated blankly. “How can the