"As you have been so good as to call," said Miss Mackenzie, "I hope you will allow me to return your visit."

"Oh, dear, yes—shall be quite delighted to see you. You can't hurt me, you know. The question is, whether I shan't ruin you. Not that I and Mr Stumfold ain't great cronies. He and I meet about on neutral ground, and are the best friends in the world. He knows I'm a lost sheep—a gone 'coon, as the Americans say—so he pokes his fun at me, and we're as jolly as sandboys. But St Stumfolda is made of sterner metal, and will not put up with any such female levity. If she pokes her fun at any sinners, it is at gentlemen sinners; and grim work it must be for them, I should think. Poor Mary Baker! the best creature in the world. I'm afraid she has a bad time of it. But then, you know, perhaps that is the sort of thing you like."

"You see I know so very little of Mrs Stumfold," said Miss Mackenzie.

"That's a misfortune will soon be cured if you let her have her own way. You ask Mary Baker else. But I don't mean to be saying anything bad behind anybody's back; I don't indeed. I have no doubt these people are very good in their way; only their ways are not my ways; and one doesn't like to be told so often that one's own way is broad, and that it leads—you know where. Come, Patty, let us be going. When you've made up your mind, Miss Mackenzie, just you tell me. If you say, 'Miss Todd, I think you're too wicked for me,' I shall understand it. I shan't be in the least offended. But if my way isn't—isn't too broad, you know, I shall be very happy to see you."

Hereupon Miss Mackenzie plucked up courage and asked a question.

"Do you ever go to the assembly rooms, Miss Todd?"

Miss Todd almost whistled before she gave her answer. "Why, Miss Mackenzie, that's where they dance and play cards, and where the girls flirt and the young men make fools of themselves. I don't go there very often myself, because I don't care about flirting, and I'm too old for dancing. As for cards, I get plenty of them at home. I think I did put down my name and paid something when I first came here, but that's ever so many years ago. I don't go to the assembly rooms now."

As soon as Miss Todd was gone, Miss Mackenzie went to work to reflect seriously upon all she had just heard. Of course, there could be no longer any question of her going to the assembly rooms. Even Miss Todd, wicked as she was, did not go there. But should she, or should she not, return 

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