was it necessary to consult me in regard to any application you might make to him?"

The old man did not reply; he remained silent, and continued doggedly to stare at his daughter. Presently, she asked him: "Have you already made such a request of Mr. Duncan?"

A smile took the place of the old man's frown; his face softened.

"No; that is to say, not exactly so," he replied.

"You have, perhaps, suggested the idea to him?"

Old Steve shrugged his shoulders, and dropped back into the chair, kicking away the half of the cigar in front of him as he did so.

"Yes," he said, "I have suggested the idea to him, and he met the suggestion more than half way, too. The reply he made to me is what brings your name into the question. If it were not for the fact that I know you to be fond of him, and that you are already half-promised—"

"Is that why you have sent for me?" She interrupted him with quiet dignity, although the expression of her eyes was suddenly stormy.

"Yes; it is."

"Would you please be more explicit? I am afraid that I do not clearly understand."

"Well, Pat, to put it in plain words, Roderick's answer implied that he would be only too delighted to advance the sum I require—twenty-million dollars—to his prospective father-in-law!"

Patricia stiffened where she stood. Her eyes fairly blazed with the sparks of anger they emitted. The hand that rested upon the table was clenched tightly, until the glove upon it burst. Otherwise, she showed no emotion.

"So, that is it," she said, presently. "Roderick Duncan has made a bid for me in the open market, has he? I am to be the collateral for a loan which you are to secure from him. Is that the idea? He has made use of your financial predicament to hasten matters with me. I understand—now!"

"Humph! Roderick would be very much astonished if he heard your description of the situation. He thought, and I thought, also—"

"But that is what it amounts to, isn't it?"

"Why, no, child; no, that is not what it amounts to, at all. You ought to know that. Roderick has loved you ever since you were boy and girl together, and you were 

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