The Girl and the BillAn American Story of Mystery, Romance and Adventure
Evans, S. R. Chi. A. 100 N. 210 E. T.

The first thought that came to Orme was that this could be no hoax. A joker would have made the curious cryptogram more conspicuous. But what did it mean? Was it a secret formula? Did it give the location of a buried treasure? And why in the name of common sense had it been written on a five-dollar bill? 

More likely, Orme reasoned, it concealed information for or about some person—“S. R. Evans,” probably. And who was this S. R. Evans? 

The better to study the mystery, Orme copied the inscription on a sheet of note-paper, which he found in the table drawer. From the first he decided that there was no cipher. The letters undoubtedly 18 were abbreviations. “Evans” must be, as he had already determined, a man’s name. “Chi” might be, probably was, “Chicago.” “100 N. 210 E.” looked like “100 (feet? paces?) north, 210 (feet? paces?) east.” 

18

The “A.” and the “T.” bothered him. “A.” might be the place to which “S. R. Evans” was directed, or at which he was to be found—a place sufficiently indicated by the letter. Now as to the “T.”—was it “treasure”? Or was it “time”? Or “true”? Orme had no way of telling. It might even be the initial of the person who had penned the instructions. 

Without knowing where “A.” was, Orme could make nothing of the cryptogram. For that matter, he realized that unless the secret were criminal it was not his affair. But he knew that legitimate business information is seldom transmitted by such mysterious means. 

Again and again he went over the abbreviations, but the more closely he studied them, the more baffling he found them. The real meaning appeared to hinge on the “A.” and the “T.” Eventually he was driven to the conclusion that those two letters could not be understood by anyone 19 who was not already partly in the secret, if secret it was. It occurred to him to have the city directory sent up to him. He might then find the address of “S. R. Evans,” if that person happened to be a Chicagoan. But it was quite likely that the “Chi.” might mean something other than that “Evans” lived in Chicago. Perhaps, in the morning he would satisfy his curiosity about “S. R. Evans,” but for the present he lacked the inclination to press the matter that far. 

19

In the midst of his puzzling, the telephone-bell rang. He crossed the room and put the receiver to his ear. “Yes?” he 
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