not; but time will show. After all, a good degree is not everything in the world. Who in London cares about senior wranglers and double-firsts? When all is done, I don't see the use of it."

"Nobody cares much about wranglers and double-firsts; but these are the men, nevertheless, who get the best of what's going. Wood that will swim in one water will swim in all waters."

"You'll find Wilkinson will swim yet."

"That is, he won't sink. I don't say he will. Nine-tenths of the men in the world neither swim nor sink; they just go along with their bows above the wave, but dreadfully water-logged, barely able to carry the burdens thrown on them; but yet not absolutely sinking; fighting a hard fight for little more than mere bread, and forgetting all other desires in their great desire to get that. When such a man does get bread, he can't be said to sink."

"Ah! Wilkinson will do more than that."

"Something more, or something less, as the case may be. But, believe me, he is not the man to make other men fall before him. Industry alone never does that, and certainly not that sort of industry which breaks down once in every six months. But come, Mr. Parker's champagne makes my head buzz: let us take a walk up the river; Twisleton's idea of going to dinner requires far too much pluck for me."

And so they walked out along the towing-path, discussing many things of much importance to them.

In nine cases out of ten, this flood-tide comes but once in life, and then in early years. A man may have a second or a third chance for decent maintenance, but hardly a second chance for fortune's brighter favours. The horse that is to win the race needs not make all his best running at once; but he that starts badly will rarely do so. When a young man discusses what shall be his future walk in life, he is talking of all that concerns his success as far as this world is concerned. And it is so hard for a youth to know, to make even a fair guess, as to what his own capacities are! The right man is wanted in the right place; but how is a lad of two and twenty to surmise what place will be right for him? And yet, if he surmises wrong, he fails in taking his tide at its single flood. How many lawyers are there who should have been soldiers! how many clergymen who should have been lawyers! how many unsuccessful doctors who might have done well on 'Change, or in Capel Court!

Bertram had an inkling 

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