A brief interval passed, disturbed by the hooting of a siren.

"If you had stopped the cab when I asked you to—" she began.

"If I had," he said, "neither you nor I could have caught this train."

"If you had not entered my cab, I should have been here at this moment with my brother," she said. "Now I am here with you—penniless!"

He looked at her miserably, but she was relentless.

"It is the cold selfishness of the incident that shocks me," she said; "it is not the blunder that offended me—" She stopped short to give him a chance to defend himself; but he did not. "And now," she added, "you have reduced me to the necessity of—borrowing money—"

"Only a ticket," he muttered.

But she was not appeased, and her silence was no solace to him.

After a few minutes he said: "It's horribly cold out here; would you not care to go into the cabin?"

She shook her head, and her cheeks grew hot, for she had heard the observations of the ferrymen as the boat left. She would freeze in obscurity rather than face a lighted cabin full of people. She looked at the porter who was carrying their valises, and the dreadful idea seized her that he, too, thought them bride and groom.

Furious, half frightened, utterly wretched, she dared not even look at the man whose unheard-of stupidity had inflicted such humiliation upon her.

Tears were close to her eyes; she swallowed, set her head high, and turned her burning cheeks to the pelting snow. Oh, he should rue it someday! When, how, where, she did not trouble to think; but he should rue it, and his punishment should leave a memory ineffaceable. Pondering on his future tribulation, sternly immersed in visions of justice, his voice startled her: "The boat is in. Please keep close to me."

Bump! creak—cre—ak! bump! Then came the clank of wheel and chain, and the crowded cabin, and pressing throngs which crushed her close to his shoulder; and, "Please take my arm," he said; "I can protect you better so."

A long, covered way, swarming with people, a glimpse of a street and whirling snowflakes, an iron fence pierced by gates where gilt-and-blue 

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