There came a scream from Aunt Jane. She charged into the bedroom wildly, the back of her dress all wet and her bonnet dangling over one ear.

"Why, your parlor ceiling is just spouting water, girls!" she cried.

Then she turned to look closely at the man on the bed. "John Bray looks awful bad, Lyddy. What does the doctor say?"

Before her niece could reply there came a thundering knock at the hall door.

"The doctor!" cried 'Phemie.

Lyddy feared it was the young stranger returning, and she could only gasp. What should she say to him if he came in? How introduce him to Aunt Jane?

But the latter lady took affairs into her own hands at this juncture and went to the door. She unlocked and threw it open. Several helmets and glistening rubber coats appeared vaguely in the hall.

"Getting wet down here some; aren't you?" asked one of the firemen. "We'll spread some tarpaulins over your stuff. Fire's out--about."

"And the water's in," returned Aunt Jane, tartly. "Nice time to come and try to save a body's furniture----"

"Get it out of the adjusters. They'll be around," said the fireman, with a grin.

"How much insurance have you, Lyddy?" demanded the aunt, when the firemen, after covering the already wet and bedraggled furniture, had clumped out in their heavy boots.

"Not a penny, Aunt Jane!" cried her niece, wildly. "I never thought of it!"

"Ha! you're not so much like your mother, then, as I thought. She would never have overlooked such a detail."

"I know it! I know it!" moaned Lyddy.

"Now, you stop that, Aunt Jane!" exclaimed the bolder 'Phemie. "Don't you hound Lyd. She's done fine--of course she has! But anybody might forget a thing like insurance."

"Humph!" grunted the old lady. Then she began again:

"And what's the matter with John?"

"It's the shop, Aunt," replied Lyddy. "He cannot stand the work any longer. I wish he might never go back to that place again."

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