commercially, but with whom he had developed a very pleasant acquaintance; Mr. Stephen Pedlar, the well-known accountant to the trade in which Jacob was interested; Mr. Lionel Groome, whose life was spent in a strenuous endeavour to combine the two avocations of man of fashion and liquid glue manufacturer; and—Mr. Edward Bultiwell, of Bultiwell and Sons, Bermondsey, his former condescending patron and occasional host, now, alas! his largest creditor. The porter, being for the first time unaccountably absent, Jacob was compelled to open the door for himself, thereby rendering his nervous entrance more self-conscious than ever. He found himself confronted and encircled by a solid wall of newspapers, stumbled over an outstretched foot, relapsed into the vacant place and looked helplessly around him. A kind word just then might not have helped the lump in Jacob’s throat, but it would certainly have brought a fortune in later life to any one who had uttered it.

[Pg 7]

[Pg 7]

“Good morning, gentlemen,” the newcomer ventured.

There was a muttered response from either side of him,—none from the august figure in the opposite corner. Jacob fingered with tentative wistfulness the very choice rose which he was wearing in his buttonhole. Perhaps he ought not to have plucked and worn it. Perhaps it ought not to have opened its soft, sweet petals for an owner who was dwelling in the Valley of Impecunious Disgrace. Perhaps he ought to have ended there and then the good-natured rivalry of years and offered the cherished blossom to his silent creditor in the corner, in place of the very inferior specimen which adorned the lapel of the great man’s coat. Even in that moment of humiliation, Jacob felt a little thrill of triumph at the thought of Mr. Bultiwell’s three gardeners. It took more than gardeners to grow such a rose as he was wearing. He liked to fancy that it took personal care, personal sympathy, personal love. The sweetest and rarest flowers must have their special atmosphere.

Quite suddenly Mr. Edward Bultiwell laid down his Times and glared across at Jacob. He was a large man, with an ugly red face, a neck which hung over his collar in rolls, and a resonant voice. Directly he began to speak, Jacob began to shiver.

“Pratt,” he said, “am I to understand that the greeting which you offered to the occupants of this [Pg 8]carriage, when you entered, was intended to include me?”

[Pg 8]

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