madman. These worthless rocks had stared them in the face so many years, had so interfered with house building, or the convenient placing of fish racks, or road making, that they had one and all come to hate their very sight. In their estimation they were a nuisance and a curse, and for any sane man to buy twenty acres of ledge to quarry and transport five hundred miles, seemed worse than folly. Then, having given due expression to this common sentiment, and congratulating Jess upon his good luck, they shook hands with him and went their way. And when the sound of their footsteps upon the one narrow plank walk of Rockhaven had ceased, and only the murmur of the near-by ocean was heard, Jess, as was his wont when lonesome, drew his old brown fiddle from its hiding place and sought consolation from its strings. And also, as usual, the melodies were the songs of Bonnie Scotland. CHAPTER II WINN HARDY Winn Hardy, born and reared where the tinkle of the cow bells on the hillside pastures, or the call of the village church bell on Sunday was the most exciting incident, and a crossroads schoolhouse the only temple of learning, reached the age of fourteen as utterly untainted by knowledge of the world as the birds that annually visited the old farm orchards. And then came a catastrophe in his life which ended in two freshly made graves in the village cemetery, and he was thrust into the whirl of city life, to make his home with a widowed aunt, a Mrs. Converse, who felt it her duty to complete his education by a two years' course at a business college. It was a scant educational outfit with which to carve his way to fame and fortune, but many a man succeeds who has less, and Winn might have been worse off. He had one unfortunate and serious fact to contend with, however, and that was a mercurial disposition. When the world and his associates seemed to smile, he soared amid the rosy clouds of optimism, and when things went wrong, he lost his courage. His first step in wage-earning (a menial position in a store, with scanty pay which scarce sufficed to clothe him) soon convinced him how hard a task earning a livelihood was, and that no one obtained a penny unless he fought for it. Then through the influence of his aunt, he obtained an easier berth as copy clerk in the office of Weston & Hill, whose business was the investing of other people's money, and while his hours of service were less, his pay was no better. Three years of