"L'HOMME PROPOSE, DIEU DISPOSE."

Mr. Herbert Harmer was sitting at breakfast reading the Times,—a tall, slight man, of from forty-five to fifty, with a benevolent expressive face, very sunburnt; a broad forehead, a well-defined mouth, and a soft, thoughtful eye—careless as to attire, as most Anglo-Indians are, and yet, in appearance as in manner, an unmistakable gentleman.

Opposite to him sat his son, good-looking, but not so prepossessing a man as his father. He was about twenty-two, and looked, contrary to what might have been expected from his birth and bringing up in a hot climate, younger than he really was. His complexion was very fair, an inheritance probably from his mother, as all the Harmers were dark: his face, too, was much less bronzed than his father's, the year he had spent in England having nearly effaced the effects of the Indian sun. He was of about middle height, and well formed; but he had a languid, listless air, which detracted much from the manliness of his appearance. His face was a good-looking, almost a handsome one, and yet it gave the impression of there being something wanting. That something was character. The mouth and chin were weak and indecisive—not absolutely bad, only weak,—but it was sufficient to mar the general effect of his face.

He was toying with a spoon, balancing it on the edge of an empty coffee cup, when a sudden exclamation from his father startled him, and the spoon fell with a crash.

"What is the matter?"

Mr. Harmer gave no answer for some time, but continued to read in silence the paragraph which had so strangely excited him. He presently laid the paper down on his knees, seemed lost for some time in deep thought, and then took out his handkerchief and blew his nose violently.

"My dear father," the young man said, for once fairly roused by all this emotion and mystery, "what in the name of goodness is the matter? You quite alarm me. The bank has not broken, has it? or anything terrible happened?"

"A very sad affair, Gerald; a very sad affair. Your uncles are both drowned."

"By Jove!"

This being the only appropriate remark that occurred to Gerald Harmer, there was silence again; and then, seeing that his father was not disposed to say more, the young man stretched out his hand for the paper, and read the paragraph which contained the intelligence.

CONTENTS

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