river.

We had now been two years at Putney, and in this time Polly had many admirers; indeed, I don't think any one could help loving her; and she could, had she given them the slightest encouragement, have married almost any one of Harry's friends. But her heart was evidently quite untouched at present, and she did not seem to be at all anxious to change her name. Among Harry's friends it was generally understood that I was engaged. I wished it to be so, as it made my position more pleasant, by putting me quite at my ease with them, and by preventing the possibility of any unfortunate mistake being made; besides, I was the better able to chaperone Polly.

In the winter season, as I have said, we were much quieter than in summer, for then the rowing men almost all went away to London till the spring; but twice a week at any rate we went in of an evening to the Planters', or one of the other resident families, or they came in to us. Saturday was the club-day, and then Harry went out on the water when the weather was fine, and in the evening to the club-room, where he boxed, fenced, and played whist till twelve o'clock.

It was not till we had been there two years that we came to know one of Harry's friends, he had never brought home before; and yet we had heard more of him than of almost any man in the club. This was Charley Horton, a merchant, with a very good business in the City—not that any one would have taken him for a merchant, or, indeed, for anything connected with business in any way. He was a man of about thirty, of middle height, but very strongly built, with a large pair of whiskers, a ruddy complexion, a clear, honest eye, a big voice, and a hearty laugh. Harry had often spoken of him as one of the most popular men in the club, but when we had asked him why he did not bring him in, Harry had said—

"Oh, Charley can't stand women; it is not that he dislikes them absolutely, but he says he does not understand them, and can never think of anything to say to them; a man who once met him at a party reports that he stood at the door all the evening, and looked as afraid of speaking to a woman as if he had never seen one before in his life."

One day, however, when Harry came down early with the intention of taking us up the river, Charley happened to come down in the same carriage with him, and Harry told him what he was going to do, and asked him to take an oar. After great difficulty, and only under the promise that he should pull bow, so as to be as far out of the way of conversation as possible, Charley 

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