bank without misgiving, and felt as happy as a king, while he toiled like a slave.

His neighbours stared and shook their heads when it leaked out on what terms he had taken the lease.

"Sir John has been too many for you, David," an old farmer said to him one day. "You might as well empty your purse in his pocket right off. You'll not have money enough to buy a coffin with when he's finished with you."

But David knew better, or fancied he did, which is much the same thing.

He hired horses and ploughs and stubbers and hedgers and ditchers, and masons and carpenters, and for a year that corner of Polskiddy Downs was alive with people.

The house was built from plans David prepared himself. Barn and cowsheds were erected at a convenient distance. Hedges were carried in straight lines across the newly cultivated fields. A small orchard was planted beyond the kitchen garden, and everything, to David's hopeful eyes, looked promising for the future.

That was twelve years ago, and in those years David had grown to be an old man. He had spent his days in the open air, it is true—in the wind and sunshine, and in the rain and snow—and he had contracted rheumatism and bronchitis, and all the heart had gone out of him in the hopeless struggle.

As Ralph looked out over the not too fruitful fields which his father had reclaimed from the waste with such infinite toil, and at the sacrifice of all his savings, he forgot the fair face of Dorothy Hamblyn, which had been haunting him all the way back, and remembered only the iron hand of her father.

CHAPTER V

THE CHANCES OF LIFE

Ralph had started so early that morning that he had had no time to get breakfast. Now he began to feel the pangs of hunger most acutely.

"I expect mother will have kept something for me," he said to himself, as he descended the slope. "I hope she is not worrying about what has become of me."

He looked right and left for his father, expecting to find him at work in the fields, but David was nowhere in evidence.

Ralph made a bee-line across the fields, and was soon in the shelter of the little homestead. He found his father and mother and his sister Ruth still seated at the 

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