independent means. Yet the change, welcome and wholly unexpected as it was, in no wise disturbed his mental equilibrium. He was conscious of an increased feeling of complacency as he contemplated the world at large by the light of his own improved prospects; but he would permit himself no elation. While going through the hardest times he had known—and he had known some very hard ones indeed—he had cultivated the severest philosophy; and now it had become second nature to him. “Bad luck—no use growling, won’t last; good luck—no use crowing, may not last,” was his self-invented and favourite maxim. At the time when we first make his acquaintance, Arthur Claverton stood absolutely alone in the world. I don’t mean to say that he had no relatives, but they cold-shouldered him. A few of them were near relatives, others very distant; but the nearer they were, the more they cold-shouldered him. He was an only child and an orphan; his mother having died at his birth, and his father being killed in a railway accident sortie four years later, leaving him to the care of a guardian, one of the near relatives aforesaid. Near, too, in another sense of the word; for, though very comfortably off, and indeed wealthy, this conscientious and benevolent guardian impounded the scanty substance left for the orphan’s start in life, on the ground that his family was a large one, and he could not afford the addition of his dead brother’s child. His family certainly was a large one, which is to say that it was a supremely disagreeable and discordant one. The boys, rough and unruly, worried the girls and their father. The girls, underhand and spiteful, tormented the boys and their mother. Wrangling and mischief-making was the order of the day. After this it will not be surprising to learn that it was a pious family, which is to say, that much attention was given to morning and evening prayers; and that Sunday, jocosely termed the day of rest, was to be employed getting up epistles and gospels by heart, with a slice of catechism or so thrown in, what time the whole master was not pent up in a square box undergoing edification at the lips of a prolix and Geneva-clad Boanerges, who seldom said “And now to” within an hour and a quarter from the enunciation of his text. By an odd coincidence, the day on which this exemplary piety had its full scope—notably in the tabooing of all secular literature or any approach to levity of demeanour—the reign of strife, squabble, and jar seemed to reach its acme. Such was the amiable family circle among which young Arthur’s earlier lot was cast. But somehow he never assimilated. He was a species of