commencement of our tale, Arthur Wardlaw, well crammed by Penfold, went up for his final examination, throbbing with anxiety. He passed; and was so grateful to his tutor that, when the advowson of a small living near Oxford came into the market, he asked Wardlaw senior to lend Robert Penfold a sum of money, much more than was needed. And Wardlaw senior declined without a moment's hesitation. 

 This slight sketch will serve as a key to the dialogue it has postponed, and to subsequent incidents. 

 

 "Well, Arthur, and so you have really taken your degree?" 

 "No, sir; but I have passed my examination. The degree follows as a matter of course—that is a mere question of fees." 

 "Oh! Then now I have something to say to you. Try one more glass of the '47 port. Stop; you'll excuse me; I am a man of business; I don't doubt your word; Heaven forbid! but, do you happen to have any document you can produce, in further confirmation of what you state; namely, that you have passed your final examination at the University?" 

 "Certainly, sir;" replied young Wardlaw. "My Testamur." 

 "What is that?" 

 The young gentleman put his hand in his pocket and produced his Testamur, or "We bear witness"; a short printed document in Latin, which may be thus translated: 

 "We bear witness that Arthur Wardlaw, of St. Luke's College, has answered our questions in humane letters.    "GEORGE RICHARDSON,   "ARTHUR SMYTHE,   "EDWARD MERIVALE, "Examiners." 

 Wardlaw senior took it, laid it beside him on the table, inspected it with his double eye-glass, and, not knowing a word of Latin, was mightily impressed, and his respect for his son rose forty or forty-five per cent. 

 "Very well, sir," said he. "Now listen to me. Perhaps it was an old man's fancy; but I have often seen in the world what a stamp these universities put upon a man. To send you back from commerce to Latin and Greek, at two-and-twenty, was trying you rather hard; it was trying you doubly; your obedience, and your ability into the bargain. Well, sir, you have stood the trial, and I am proud of you. And so now it is my turn. From this day and from this hour look on yourself as my partner in the old established house of Wardlaw. My balance-sheet shall be prepared immediately, and the partnership deed drawn. You will 

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