Arthur. We can't help some clever scoundrel imitating our hands; and as for you, Adams, you ought to have been more cautious." 

 "But, sir, your cashier's name is Penfold," faltered the holder, clinging to a straw. "May he not have drawn—is the indorsement forged as well?" 

 Mr. Wardlaw examined the back of the bill, and looked puzzled. "No," said he. "My cashier's name is Michael Penfold, but this is indorsed 'Robert Penfold.' Do you hear, Arthur? Why, what is the matter with you? You look like a ghost. I say there is your tutor's name at the back of this forged note. That is very strange. Just look, and tell me who wrote these two words 'Robert Penfold'?" 

 Young Wardlaw took the document and tried to examine it calmly, but it shook visibly in his hand, and a cold moisture gathered on his brow. His pale eyes roved to and fro in a very remarkable way; and he was so long before he said anything that both the other persons present began to eye him with wonder. 

 At last he faltered out, "This 'Robert Penfold' seems to me very like his own handwriting. But then the rest of the writing is equally like yours, sir. I am sure Robert Penfold never did anything wrong. Mr. Adams, please oblige me. Let this go no further till I have seen him, and asked him whether he indorsed it." 

 "Now don't you be in a hurry," said the elder Wardlaw. "The first question is, who received the money?" 

 Mr. Adams replied that it was a respectable-looking man, a young clergyman. 

 "Ah!" said Wardlaw, with a world of meaning. 

 "Father!" said young Wardlaw, imploringly, "for my sake, say no more to-night. Robert Penfold is incapable of a dishonest act." 

 "It becomes your years to think so, young man. But I have lived long enough to see what crimes respectable men are betrayed into in the hour of temptation. And, now I think of it, this Robert Penfold is in want of money. Did he not ask me for a loan of two thousand pounds? Was not that the very sum? Can't you answer me? Why, the application came through you." 

 Receiving no reply from his son, but a sort of agonized stare, he took out his pencil and wrote down Robert Penfold's address. This he handed the bill-broker, and gave him some advice in a whisper, which Mr. Christopher Adams received with a profusion of thanks, and bustled away, 

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