your ticket beforehand, but pay your fare to the collector, who walks up and down through the open cars from end to end, between every station. I lifted up my bag of silver, which lay on the seat beside me, and imprudently opened it to take out a few dollars full in sight of my enchanting neighbour. I saw her look with unaffected curiosity at the heap of coin within, and I was proud at being able to give such an unequivocal proof of my high respectability—for what better guarantee of all the noblest moral qualities can any man produce all the world over than a bag of dollars?

"What a lot of money!" she said, as the collector passed on. "What can you want with it all in coin?"

"I'm going on a tour in the Southern States," I confided in reply, "and I thought it better to take specie." (I was very proud ten or twelve years ago of that word specie.)

"And I suppose those are your initials on the reticule? What a pretty monogram! Your mother gave you that for a birthday present."

"You must be a conjurer or a clairvoyant," I said, smiling. "So she did;" and I added that the initials represented my humble patronymic and baptismal designations.

"My name's Lucretia," said my neighbour artlessly, as a child might have said it, without a word as to surname or qualifying circumstances; and from that moment she became to me simply Lucretia. I think of her as Lucretia to the present day. As she spoke, she pointed to the word engraved in tiny letters on her pretty silver locket.

I suppose she thought my confidence required a little more confidence in return, for after a slight pause she repeated once more, "My name's Lucretia, and I live at Richmond."[Pg 38]

[Pg 38]

"Richmond!" I cried. "Why, that's just where I'm going. Do you know the rector?"

"Mr. Pritchard? Oh yes, intimately. He's our greatest friend. Are you going to stop with him?"

"For a day or two at least, on my way to Montreal. Mrs. Pritchard is my mother's cousin."

"How delightful! Then we may consider ourselves acquaintances. But you don't mean to knock them up to-night? They'll all be in bed long before one o'clock."

"No, I haven't even written to tell them I was coming," I answered. "They gave me a general invitation, and said I might 

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