perceiving its beauty. He was, indeed, both in practice and theory a lover of Nature; breathing freely its open air, understanding its moods, asking nothing better than to be allowed to turn them to his purpose. Though he was no great reader, he read Wordsworth, and many a line was fixed in his memory and, on occasions when he was alone, rose to his lips. But he hated the desk and he hated figures. His thoughts as he stood behind the bank counter, or drummed his restless heels against the legs of his high stool, were far away in fallow and stubble, or where the trout, that he could tickle as to the manner born, lay under the caving bank. And to his father and to those who judged him by the bank standard, and felt for him half scornful liking, he seemed to be an inefficient, a trifler. They said in Aldersbury that it was lucky for him that he had a father. Perhaps of all about him it was from that father that he could expect the least sympathy. Ovington was not only a banker, he was a banker to whom his business was everything. He had created it. It had made him. It was not in his eyes a mere adjunct, as in the eyes of one born in the purple and to the leisure which invites to the higher uses of wealth. Able he was, and according to his lights honorable; but a narrow education had confined his views, and he saw in his money merely the means to rise in the world and eventually to become one of the landed class which at that time monopolized all power and all influence, political as well as social. Such a man could only see in Clement a failure, a reversion to the yeoman type, and own with sorrow the irony of fortune that so often delights to hand on the sceptre of an Oliver to a “Tumble-down-Dick.” Only from Betty, young and romantic, yet possessed of a woman’s intuitive power of understanding others, could Clement look for any sympathy. And even Betty doubted while she loved—for she had also that other attribute of woman, a basis of sound common-sense. She admired her father. She saw more clearly than Clement what he had done for them and to what he was raising them. And she could not but grieve that Clement was not more like him, that Clement could not fall in with his wishes and devote himself to the attainment of the end for which the elder man had worked. She could enter into the father’s disappointment as well as into the son’s distaste. Meanwhile Clement, dreaming now of a girl’s face, now of a new drill which he had seen that morning, now of the passing sights and sounds which would have escaped nine