it is no easy matter. 

 There are men, no doubt, versed in finance, who might succeed in doing it. But they have a training that Tomlinson lacked. Invest it as he would in the worst securities that offered, the most rickety of stock, the most fraudulent bonds, back it came to him. When he threw a handful away, back came two in its place. And at every new coup the crowd applauded the incomparable daring, the unparalleled prescience of the Wizard. 

 Like the touch of Midas, his hand turned everything to gold. 

 "Mother," he repeated, "it's no use. It's like this here Destiny, as the books call it." 

 The great fortune that Tomlinson, the Wizard of Finance, was trying his best to lose had come to him with wonderful suddenness. As yet it was hardly six months old. As to how it had originated, there were all sorts of stories afloat in the weekly illustrated press. They agreed mostly on the general basis that Tomlinson had made his vast fortune by his own indomitable pluck and dogged industry. Some said that he had been at one time a mere farm hand who, by sheer doggedness, had fought his way from the hay-mow to the control of the produce market of seventeen states. Others had it that he had been a lumberjack who, by sheer doggedness, had got possession of the whole lumber forest of the Lake district. Others said that he had been a miner in a Lake Superior copper mine who had, by the doggedness of his character, got a practical monopoly of the copper supply. These Saturday articles, at any rate, made the Saturday reader rigid with sympathetic doggedness himself, which was all that the editor (who was doggedly trying to make the paper pay) wanted to effect. 

 But in reality the making of Tomlinson's fortune was very simple. The recipe for it is open to anyone. It is only necessary to own a hillside farm beside Lake Erie where the uncleared bush and the broken fields go straggling down to the lake, and to have running through it a creek, such as that called Tomlinson's, brawling among the stones and willows, and to discover in the bed of a creek—a gold mine. 

 That is all. 

 Nor is it necessary in these well-ordered days to discover the gold for one's self. One might have lived a lifetime on the farm, as Tomlinson's father had, and never discover it for one's self. For that indeed the best medium of destiny is a geologist, let us say the senior professor of geology at Plutoria University. That was how it happened. 

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