against practically anything—except bankruptcy. He was agent for several insurance companies of second-class standing. He was also in touch with two well known underwriters at Lloyd's who would insure his commercial clients against practically anything—except bankruptcy. Year in, year out, he was to be seen, always respectably, and even nattily dressed, passing actively in and about the neighbourhood, keenly on the alert for any new clients and any fresh "proposals." Year in, year out, he was to be seen, always respectably, and even nattily dressed, passing actively in and about the neighbourhood, keenly on the alert for any new clients and any fresh "proposals." Probably Mr. Boyne was one of the best known of local personalities. He was a regular attendant at the parish church of St. George the Martyr, Hammersmith, where he acted as sidesman. Further, he was honorary secretary to quite a number of charitable organisations and committees in Hammersmith, and in consequence had become acquainted with most of the wealthiest residents. Probably Mr. Boyne was one of the best known of local personalities. He was a regular attendant at the parish church of St. George the Martyr, Hammersmith, where he acted as sidesman. Further, he was honorary secretary to quite a number of charitable organisations and committees in Hammersmith, and in consequence had become acquainted with most of the wealthiest residents. "Busy" Boyne—for that was what the people of Hammersmith called him—was a widower, and lived in that small unpretentious house, a very deaf old woman named Mrs. Felmore—the aunt of Marigold Ramsay—looking after him. For several years she had performed the domestic duties, and she did them well, notwithstanding her infirmity. "Busy" Boyne—for that was what the people of Hammersmith called him—was a widower, and lived in that small unpretentious house, a very deaf old woman named Mrs. Felmore—the aunt of Marigold Ramsay—looking after him. For several years she had performed the domestic duties, and she did them well, notwithstanding her infirmity. Now this is what happened. Now this is what happened. On Thursday night, on his return after a strenuous day at about ten o'clock, Boyne had entered his small sitting-room and taken his bulky notebook and papers from his pocket. Then
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