"I quite agree with that. You could, of course, make a will in her favour—leave her a legacy." "I quite agree with that. You could, of course, make a will in her favour—leave her a legacy." Mrs. Morrison remained silent for a while. Mrs. Morrison remained silent for a while. "Yes," she said at last, "that would be a way of easing my conscience regarding my husband's offence." "Yes," she said at last, "that would be a way of easing my conscience regarding my husband's offence." "Or, another way, you could insure your life in her favour. Then, at your death, she would receive the money unexpectedly," he suggested. "Or, another way, you could insure your life in her favour. Then, at your death, she would receive the money unexpectedly," he suggested. "That's rather a brilliant suggestion, Mr. Emery!" she replied eagerly. "But I know nothing about insurance matters. How can I do it? What have I to do and where shall I go to insure?" "That's rather a brilliant suggestion, Mr. Emery!" she replied eagerly. "But I know nothing about insurance matters. How can I do it? What have I to do and where shall I go to insure?" "Well, Mrs. Morrison, I happen to be agent for a first-class life assurance company, the Universal, whose head offices are in Cornhill, London. If you so desire, I would be very happy to place a proposal before them," he said enthusiastically, for it meant a very substantial commission. "Well, Mrs. Morrison, I happen to be agent for a first-class life assurance company, the Universal, whose head offices are in Cornhill, London. If you so desire, I would be very happy to place a proposal before them," he said enthusiastically, for it meant a very substantial commission. "I shall be very glad indeed, Mr. Emery, if you can carry the business through for me." "I shall be very glad indeed, Mr. Emery, if you can carry the business through for me." "With the utmost pleasure," was the young man's reply. "Er—what amount do you propose?" "With the utmost
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