"Retrenchment or a wife," persisted the lawyer.

"Neither," I cried, angry that directly I came into my heritage I should find myself in such a fix.

The lawyer sighed.

[Pg 4]

[Pg 4]

"From whom did my father borrow?" I asked presently.

"Peter Trevisa," he replied.

I knew the man slightly. A little, shrivelled-up, old creature who had married late in life, and who had one son whom we called "Young Peter," because he was so much like his father. Young Peter was not so old as I, and I had never been friendly with him. In fact I had despised him as a ferrety kind of fellow, with whom I had nothing in common.

"He holds you like that," said the lawyer, putting out his hand and clasping it.

A great deal more was said, but to no purpose, and I went on as I had gone before. True, I discharged one or two of the younger servants and sold a quantity of timber, but I did not retrench as the lawyer advised. Thus at the end of two years I was, if possible, in a worse position than when my father died.

One day—and here my story really begins—I rode off to a fox hunt. I still held my head high, and rode the best horse in the field. I was careful, too, to be well dressed, and I prided myself that in spite of my poverty I was inferior to none. I was young, regarded as handsome, stood over six feet in my stockings, and was well set up. As usual I avoided women, although there were many at the meet. Although one of the heaviest men there, I kept well ahead through the day, and in spite of the weight of my debts I was in at the death.

After the hunt I went to Geoffry Luxmore's[Pg 5] ball, which was a part of the day's programme, but I did not join the dancers. I wanted to be free from women, and therefore accepted an invitation to take part in a game of cards.

[Pg 5]

While sitting at dinner I saw old Peter Trevisa. He nodded to me in a friendly way. Afterward he came to me and caught me 

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