it was called throughout Marsh-on-the-Sea.

It was a square red-brick house, built on a slight eminence, and facing the salt sea breeze of the Channel. On the one side a pleasant garden, on the other smooth green tennis lawns, and in front a mixture of turf, of flower-beds, and of gravel, sloping down to the road which divided it from the stony sea beach. A short distance away to the right was Marsh-on-the-Sea, with its rows of gleaming white houses set on the heights, while below was the red-roofed quaint old town, built long before its rival above became famous as a watering-place. To the left, undulating hills, clumps of trees, tall white cliffs, and here and there pleasant country houses, showing themselves above the green crests of their encircling woods. Add to this charming prospect a brilliant blue sea, a soft wind filled with the salt smell of the waters, and a sun tempered by intervening clouds, and it will be easily seen that Marsh-on-the-Sea was a pleasantly situated place, and Pinchler's Dockyard was one of the pleasantest houses in it.

"And why," said Mr. Clendon, continuing an argument, "and why English people want to go to the Riviera for beauty, when they have all this side of the Channel to choose from is more than I can make out."

It was just after luncheon, and the wrecks at present being repaired in the dockyard were sunning themselves on the tennis lawn. Some were reading novels, others were discussing their ailments, a few ladies were working at some feminine embroidery, a few gentlemen were smoking their after-dinner pipe, cigar, cigarette, as the case might be, and all were enjoying themselves thoroughly in their different ways.

Toby himself, arrayed in spotless white flannels, with a blue-ribboned straw hat was lying ungracefully on the grass, smoking a cigarette, and talking in an affectedly cynical vein to three ladies. There was Mrs. Valpy, fat, ponderous and plethoric; Miss Thomasina Valpy, her daughter, familiarly called Tommy, a charmingly pretty girl, small, coquettish and very fascinating in manner. As a rule, men of susceptible hearts fell in love with Tommy; but when they heard Mrs. Valpy say that she was like Thomasina when young, generally retreated in dismay, having a prophetic vision that this fragile, biscuit-china damsel would resemble her mother when old, and as Mrs. Valpy--well they never proposed, at all events.

There was a third lady present, Miss Kaituna Pethram, who was staying at Pinchler's with the Valpys, and without doubt she was very handsome; so handsome, indeed, that Tommy's 

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