WITH FRONTISPIECE New York THE MACMILLAN COMPANY 1913 All rights reserved p. viCopyright, 1912, By THE FRANK A. MUNSEY COMPANY. p. vi Copyright By Copyright, 1913, By THE MACMILLAN COMPANY. Copyright By Set up and electrotyped. Published September, 1913. FERRIS PRINTING COMPANY NEW YORK. N. Y., U.S.A. FERRIS PRINTING COMPANY NEW YORK. N. Y., U.S.A. p. 1PART I: FORTUNE p. 1 p. 3I p. 3 It was dusk of an April day, and Fifth Avenue was crowded. A young man, who had emerged from a large hotel, stood in the stream of traffic and gazed irresolutely up and down the thoroughfare. He wore a long, cheap rain-coat, and his head was covered by a steamer-cap of an old design, with two flaps tied in a knot across the top, behind which an overabundant crop of dull black hair pushed forth. His thin, sallow face was unshaven, and his eyes were rimmed by round steel spectacles that
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