"One will do."     

       "I will select," said the Sage, "from the innumerable memories that rush to my mind, the story of Cuthbert Banks."     

       "Never heard of him."     

       "Be of good cheer," said the Oldest Member. "You are going to hear of him now."     

       It was in the picturesque little settlement of Wood Hills (said the Oldest Member) that the incidents occurred which I am about to relate. Even if you have never been in Wood Hills, that suburban paradise is probably familiar to you by name. Situated at a convenient distance from the city, it combines in a notable manner the advantages of town life with the pleasant surroundings and healthful air of the country. Its inhabitants live in commodious houses, standing in their own grounds, and enjoy so many luxuries—such as gravel soil, main drainage, electric light, telephone, baths (h. and c.), and company's own water, that you might be pardoned for imagining life to be so ideal for them that no possible improvement could be added to their lot. Mrs. Willoughby Smethurst was under no such delusion. What Wood Hills needed to make it perfect, she realized, was Culture. Material comforts are all very well, but, if the summum bonum is to be achieved, the Soul also demands a look in, and it was Mrs. Smethurst's unfaltering resolve that never while she had her strength should the Soul be handed the loser's end. It was her intention to make Wood Hills a centre of all that was most cultivated and refined, and, golly! how she had succeeded. Under her presidency the Wood Hills Literary and Debating Society had tripled its membership.     

       But there is always a fly in the ointment, a caterpillar in the salad. The local golf club, an institution to which Mrs. Smethurst strongly objected, had also tripled its membership; and the division of the community into two rival camps, the Golfers and the Cultured, had become more marked than ever. This division, always acute, had attained now to the dimensions of a Schism. The rival sects treated one another with a cold hostility.     

       Unfortunate episodes came to widen the breach. Mrs. Smethurst's house adjoined the links, standing to the right of the fourth tee: and, as the Literary Society was in the habit of entertaining visiting lecturers, many a golfer had foozled his drive 

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