Knock three-one-two
He strolled to the front window and stood looking down at the street, wondering whether he should go downtown now and eat whenever he got hungry, or save himself money by rustling something to eat here before he left. Since Ruth had to leave for work at five he had to fend for himself or eat out the five evenings she worked, but he didn't mind that; sometimes he even enjoyed cooking simple things for himself, and of course she did the cleaning up and dishwashing the next morning.

Aside from that he was glad she worked an evening shift; in fact, he'd talked her into doing it. He was out almost every evening himself; he'd explained to her that it was his best time for selling. And that was partly true. Some of his bar owner customers delegated the duller daytime hours to a bartender who wasn't authorized to do any buying and themselves took over the bar, with or without the help of a bartender or two, during the evening hours. Even tonight he should probably make a business call or two, although he didn't feel in the mood to do it. Just downtown bars, of course, since he wouldn't have his car till tomorrow. Yes, he could see Harry Webber and Chuck Connolly; they were both due to be called on.

Brakes squealed in the street below and his eyes swiveled toward the source of the sound, the nearby corner. It was a near accident. A kid, a boy about ten, had run across the street right in front of an oncoming car and the driver had slammed on his brakes and skidded, had managed to stop with only inches to spare. A close thing, a very close thing. But the kid ran on and the driver must have been the more shaken up of the two; he sat there almost a minute before starting up the car again.

Accidents can happen, even though this one didn't. And unbidden a thought rose in Ray Fleck's mind. What if an accident should happen to Ruth, on her way to work right now or on her way home tonight? Not that she'd run in front of a car like that crazy kid had, but pedestrians can be hit even when they're not at fault. By a drunken driver or a driver who loses control of his car. Sometimes cars even ran up onto a sidewalk and—

Oh, the chances of anything like that happening, of Ruth being killed, were a million to one against. Pretty poor odds—but good God, wouldn't it be a perfect answer to his problem, to all his problems, if it should happen? As beneficiary of her policy he'd have ten thousand dollars, ten whole grand, all at once. What he owed Amico would be peanuts; he'd still have nine and a half grand. It would be enough; he could make the break right away. He'd no longer be Ray 
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