Yours faithfully,

    D. Smith

   , etc., etc.

    H. Jones

   , Esq.

   Dear Sir,—I feel very keenly the suggestion that the Etna is an office of questionable repute. The likelihood of fire is small, as unfortunately the premises are at present standing empty, though I have a tenant in prospect. But in any case it is unthinkable that the Etna could not assemble a thousand pounds, should the need arise. If you care to write to me again shortly before Lady Day with terms no less advantageous than those I now enjoy, I do not say that I should not be prepared to consider them. But in the meantime this unprofitable discussion must cease.

   Yours faithfully,

   The Secy.,

    Hy. Jones.

   The Vesuvius Insce. Co.

   Dear Sir,—I am directed to inform you that, unless the premium for effecting a fresh insurance in this office is forwarded within a week, proceedings will be taken to enforce the forfeiture of your lease without any further notice whatever.

   Yours faithfully,

    D. Smith

   , etc., etc.

    H. Jones

   , Esq.

   Dear Sir,—Being desirous of effecting an insurance of these premises against fire, I should be obliged if you would kindly give instructions for a policy to be issued at once. I enclose postal order for fifteen shillings. The policy when issued should be forwarded to me.

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